From an auto accident to a slip in the bathroom, most people have been involved in an accident that has led to an injury at one point in time. Some injuries are self-inflicted, and some may have been caused by another person or entity. If you have been involved in an accident caused by another individual or entity, you may have a valid personal injury claim.

So, this leads to our question; can an injury claim help you recover financially?

This question depends on a lot of factors ranging from the details of the accident/incident to your due diligence and the legal machinery employed by your solicitor.

What Does an Injury Claim Mean in Legal Terms?

If you have suffered physical harm caused by another entity, you can file a personal injury lawsuit in court, or file an insurance claim with the insurer of the person who caused the injury or in other situations, file with your own insurer. Filing a claim allows you to receive compensation (usually in cash) for the injuries caused by the incident. The compensation is usually large enough to cover medical bills, lost income, mental trauma and other kinds of losses.

Can I Trust an Online Settlement Calculator?

Most online settlement calculators are web applications with certain algorithms and strings that only give you a rough estimate of compensable damages you may receive. Every injury claim is unique, and can’t be accurately deciphered by a software. You will need to gather your claim-related documents together which usually include time register records that indicate missed days at work, medical bills, transportation costs, property damages, and any other document that will give you a strong sense of what your losses amount to.

 How Do You Determine Compensation For Pain, Suffering and Emotional Distress?

How do you measure compensation for emotional trauma, pain, suffering, and other damages without a bill or paper to value the worth? Some insurance companies use a multiplier system to calculate damages conservatively. The multiplier method multiplies the real damages by any number between 1.5 and 5. The final number will differ based on the gravity of the injury, possibilities of a full physical recovery, and how the injuries have limited you from fulfilling your day to day obligation.

 Is There a Minimum Personal Injury Settlement Amount?

There is no minimum or maximum compensable amount in an injury claim settlement. Every case is unique depending on what is at stake. The amount you can receive from a settlement in a personal injury case depends on several factors surrounding the injury incident, and the willingness of the at-fault party to settle or play hardball until the case goes to court.

 How Do I Collect My Personal Injury Settlement?

If the at-fault party (defendant, if it gets to court) has an insurance policy in place to cover the accident, you or your attorney will negotiate with his/her insurance provider before you file a personal injury lawsuit. The negotiation can also commence while the lawsuit has been filed, and is in view. After agreeing to a certain compensable amount, the insurance carrier will write a cheque to the tune of that amount. Acceptance of the cheque usually comes with signing a release agreement that absolves the at-fault party and the insurer of any liability connected to the incidence that led to the claim.

 What Happens If The Defendant Does Not Have Insurance?

The process is a bit different when the defendant has no insurance coverage. The case will get to court and both parties will have to present the documents, narration and have a field day at court. If your case is solid enough, you will receive a judgement in your favour. The judge will order the defendant to pay a certain amount in damages. Getting a judgment in your favour is one thing, getting the money is another thing. If the defendant claims not to have the amount in cash or assets, you may have to accept installment payments.

Not all injury claim cases are worth pursuing. Some injury claim cases are sure wagers, while some may not turn out as expected. This is why an accident case requires the expertise and discernment of a personal injury law company. If you have suffered considerable loss, you should seek financial recovery. Consulting a personal injury law firm like Quittance Legal services increases your chances of getting the best possible outcome in your case. Quittance’s panel of personal injury solicitors have decades of experience in securing maximum compensation for Claimants across the UK.

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