Buying your first home can be a daunting experience. Purchasing a property is not only a significant financial investment, but the process involved in getting your first foot on the housing ladder can be long and drawn out.

However, you shouldn’t allow yourself to feel too worked up about becoming a first time buyer. While it feels like it will be stressful, a number of studies have actually shown that it doesn’t put the same strain on people as many of life’s other big events.

In many ways this is because there are elements of the process that you can make easier for yourself. Yes, some factors are out of your control but by taking heed of the following five tips you can focus on the positives of becoming a home owner.

Don’t rush before you’re ready

There’s no need to race your way up the property ladder – and pushing to go ahead with a purchase before you’re ready will definitely make this process an awful lot more stressful than it need be. Give yourself to cost the whole process out – guides such as this from Which? can help you – and make sure you have a little extra set aside in case your estimates are out. If you’re confident that you’ve planned everything out and have factored in a ‘rainy day’ then you needn’t be so nervous about the finances.

Use Help to Buy

Help is at hand for people who are struggling to afford to buy their first home. First time buyers should spend a little time understanding what Help to Buy is and how they might benefit from the Government schemes under this name. There is an ISA, equity loan, mortgage guarantee and share ownership – all of which could make it easier for you to be able to afford a house and, hopefully, make the whole process a little less stressful.

 Get the right mortgage

A lot of people focus on the deposit – understandably – but it’s also worth spending some time shopping around for the right mortgage. Many banks and building societies offer products that are tailored to first time buyers. Take a look to see if these suit your circumstances. You’re only a first time buyer once, so you might as well make the most of it and get a good deal.

Get ready to move

The potential stress you experience from buying a house doesn’t just come from the finances – the physical process of moving itself can be the hardest part. You can get around this by planning ahead. Don’t leave it until your move date to pack your belongings away. Start early, make sure your breakable items are safe and label everything to make the process smooth when you finally get the keys.

Get help from your friends and family

Don’t suffer in silence. Your friends and family will be willing to lend you a hand when it comes to moving and their help can really ease the pressure on you. It’s well worth speaking to them too – they might well have tips and tricks to pass on to you that they learned when they bought their own homes.

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